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Why I can help you

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I get what it’s like to build a life around horses and livestock — long days, big goals, and animals that mean everything to you. As an agent who grew up around agriculture and works with breeders, trainers, and show families every day, I know this industry inside and out.

01

Equine Mortality Coverage

Equine Mortality coverage provides protection for your horse in the event of death caused by accident, illness, or disease. Whether you own a show horse, breeding stallion, or family favorite, this policy helps protect your investment and peace of mind when the unexpected happens.

See what's included:

FULL MORTALITY COVERAGE

THEFT AND TRANSIT PROTECTION

EMERGENCY COLIC SURGERY

MAJOR MEDICAL AND SURGICAL

LOSS OF USE (SELECT CASES)

Minimum premium $250

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02

Major Medical

Add peace of mind with protection for unexpected veterinary costs related to accident, injury, or illness. Choose from multiple limit options to match your horse’s needs and budget.

EVERY HORSE AND OWNER’S SITUATION IS DIFFERENT — I’LL HELP YOU EXPLORE THE RIGHT MAJOR MEDICAL PLAN THROUGH ONE OF OUR PARTNERED CARRIERS.

03

Surgical Coverage

This coverage helps with expenses for surgeries performed under general anesthesia for eligible horses that are not used for racing. It includes procedures such as bone chip (non-cosmetic) and respiratory surgeries, with a small deductible, shared coinsurance, and partial coverage for aftercare costs following surgery.

WE WORK WITH TRUSTED INSURANCE PARTNERS TO PROVIDE SURGICAL COVERAGE OPTIONS THAT FIT YOUR HORSE’S NEEDS AND YOUR PEACE OF MIND.

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04

Medical Assistance

Designed to help cover routine yet costly veterinary treatments, Medical Assistance coverage offers affordable support for non-surgical care.

I WORK WITH REPUTABLE INSURANCE PARTNERS TO HELP YOU FIND MEDICAL ASSISTANCE COVERAGE THAT FITS YOUR HORSE’S NEEDS AND YOUR BUDGET.

05

Emergency Colic Surgery

Unexpected colic episodes can happen to even the healthiest horses. This coverage helps protect against the high cost of life-saving surgery, ensuring your horse can receive immediate care without the financial stress.

WE WORK WITH TRUSTED INSURANCE PARTNERS TO PROVIDE EMERGENCY COLIC SURGERY COVERAGE OPTIONS THAT HELP PROTECT YOUR HORSE AND YOUR PEACE OF MIND.

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06

Colic Treatment

This coverage helps with veterinary expenses for medically treated colic in eligible horses, offering additional protection beyond the emergency colic surgery endorsement. It includes a small deductible, shared coinsurance, and partial coverage for aftercare following treatment.

WE WORK WITH TRUSTED INSURANCE PARTNERS TO PROVIDE COLIC TREATMENT COVERAGE OPTIONS THAT HELP PROTECT YOUR HORSE’S HEALTH AND YOUR PEACE OF MIND.

07

Equine Extras
Basic/Special

This optional coverage provides added peace of mind for horse owners by protecting valuable equipment and unexpected expenses. It includes coverage for owned and non-owned horse equipment, emergency evacuation costs, and burial expenses—ensuring you’re prepared for life’s “what ifs” both in and out of the arena.

WE WORK WITH TRUSTED INSURANCE PARTNERS TO PROVIDE EQUINE EXTRAS COVERAGE OPTIONS THAT HELP PROTECT YOUR EQUIPMENT, EXPENSES, AND PEACE OF MIND.

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Image by Helena Lopes

08

Private Horse Owner’s Liability

This coverage protects horse owners against third-party bodily injury or property damage claims arising from the personal use of their horses. It’s a simple, affordable option that helps safeguard you from unexpected liability—whether your horse is at home, boarding, or away at an event.

WE WORK WITH TRUSTED INSURANCE PARTNERS TO PROVIDE PRIVATE HORSE OWNER’S LIABILITY COVERAGE OPTIONS THAT HELP PROTECT YOU FROM UNEXPECTED CLAIMS AND EXPENSES.

WHICH COVERAGE TO CHOOSE

How it works

Equine liability insurance policy

01

Fill Out the Form

Enter your name, email, and phone number so we know how to reach you.

02

Submit Your Request

Tell us what type of coverage you’re interested in.

03

We’ll Reach Out

An agent will contact you soon with more information.

EQUINE COVERAGE

Peace of Mind, Built Around Your Horse’s Needs

Every horse has a purpose — from the show ring to the breeding barn — and your insurance should reflect that. I work with equine owners, trainers, and breeders to help protect what matters most through tailored coverage options designed to fit every stage of ownership.

Explore real coverage examples, learn what options might fit your operation, and see how we help horse owners protect their investment.

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Equine breeding and foal coverage

BROCHURE DOWNLOAD COMING SOON

A little help for you to get started

Whether you own a single show horse or manage a full training barn, this guide walks you through the essentials of equine insurance — what’s covered, what’s not, and how to choose the right policy for your program. Learn how to protect your investment with clarity and confidence.

Equine insurance quote and policy options
You need more?

Let’s find the right protection for your horses.

Whether you own one horse or manage a whole barn, we're here to help you find the peace of mind that comes with the right coverage. Fill out the form and we'll reach out soon.

Kaylee Imke, licensed insurance agent specializing in livestock and equine coverage.
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CONTACT

T. 806-673-1530

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Coverage is not bound or guaranteed by submitting information on this website. All submitted quote requests are subject to underwriting review and carrier approval.

Kaylee Imke is a licensed insurance agent offering coverage options through reputable and authorized insurance carriers. Our agency acts as an intermediary to help clients secure coverage that fits their specific needs — we do not directly insure any risk.

Policy terms, conditions, and eligibility requirements are determined by the insurance carriers. Please refer to your individual policy documents for complete details of coverage.

2025 © Insure With Kaylee 

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